Are you on hard financial times? If so, you aren’t alone. Over 12 million Americans are currently unemployed – and millions more are working reduced hours or earning less than they did at this time last year.

So, how are they getting by in the meantime?

Many people are looking to alternative sources of income to help pay the bills. This could include structured settlements, loans, lines of credit, or equity-based cash advances.

In this article, we’ll teach you how to get funds – and turn your finances around fast. Keep reading for all the details!

Taking Out a Loan 

If you’re wondering how to get funding fast and you have good credit, this might be an easy option.

The right loan could put thousands of dollars of cash in your hands in just a few days. And, the chances are good that you’ll have a lower interest rate than you would if you were using a credit card. 

In fact, according to the Federal Reserve, as of May 2020, the average interest rate on a credit card is 14.5 %, while on a personal loan, it’s only 9.5 %.

Paying Out Structured Settlements

What is a structured settlement?

Simply put, a structured settlement is a series of payments that are delivered to a person who is owed money on a schedule, rather than one lump sum. This type of settlement could be the result of a civil lawsuit, but might also refer to payments from an annuity or lottery payout. 

If you are currently receiving payments associated with a structured settlement, now might be the right time to cash out. Contact a trusted funding company like Rightway Funding to find out if you qualify.

Low-Interest Credit

If you need cash fast, and you’ll be able to pay back any money you spend within a short period of time, a low-interest credit card might be a good fit. In most cases, you’ll be offered an introductory period during which you can spend on the card without accruing interest charges – with offers ranging from 18 to 24 months.

However, low and 0% interest doesn’t last forever. You’ll need to pay your card off quickly to avoid unwanted and unnecessary payments.


If you own your home, you might be able to access extra funds by tapping into your equity. Home equity loans and HELOC credit lines allow you to borrow money using the home’s value as collateral. 

Then, just like any other installment loan, you’ll receive a set amount of money in a lump sum. And, you’ll pay toward the principal each month, with a fixed interest rate, until the loan is paid off in full.

How to Get Funds Fast

Now that you know a bit about how to get funds during these uncertain times, you’re probably hoping to get the process started quickly. Congratulations! Reading this article might be the first step in getting your finances back on track

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